Cashless Network Of Iffco Tokio Bike Insurance

In Indian Motor Act, bike insurance is compulsory in the country legally, as with any other automobile. Apart from coverage the insurance firms also give cashless claims service, where you shall have your bike repaired at a workshop of the insurer’s network, meaning you do not have to shell out for the costs upfront.
Your bike insurance cover makes you eligible to get your bike repaired at those garages that are mentioned in cashless garage list of your provider. You have to go thru cashless garage list of your bike insurer and once you find a garage in the network list you do not have to pay anything for repair. IFFCO Tokio bike insurance gives you easy Cashless Network options.  It gives Cashless claim service with 2000 approved chain of garages across India. Our insurance plan makes you entitled to avail cashless bike insurance service at any garages in the Garage Network List. We will take care of the expenses. So, the cashless garage network lets you make the most of the facility.  One of the chief outcomes of the collaboration is garages network, which will repair your vehicle as per the coverage on offer and the insurance firms pay for the expenses.

There are two kinds of  Iffco Tokio Bike Insurance schemes available -

• 3rd  party insurance3rd  party insurance protects only the other person (3rd  party) who got engaged in an accident with loss, damage caused by the accident including the legal & medical costs.
• Comprehensive insurance Those who are having an all-inclusive two cover can have the perk of cashless bike insurance claims, which provide cover to you, bike as well as for 3rd party. Also protected from any loss or damage due to mishap, theft & natural calamities.

At times, it will be difficult to get cashless repayment facility. If the workshop mentioning your insurer’s network list is not seen in the region in which you live, you have to make payment at the garage & later avail a refund from the insurance provider with submitting the bills. It is better to go for the maximum cover. However, you should keep in mind that Cashless Garage Network offers this facility only for repair of the parts insured. If the parts are excluded from the coverage like accessories, engine, you have to bear the charges as no one in Cashless Garage List of your car insurer will provide service for free.

To make a bike insurance cashless claim, you must follow the following steps:

• Jot down the registration number of the 3rd  party involved in the accident.
• Take down the contact every detail of the witnesses.
• Give notification to your insurance firm about the accident at the earliest and get help from the customer service staff.
• Accident  Notice must be filed with the IFFCO-Tokio General Insurance’s toll-free number 1800 103 5499
• File a FIR at the nearby police station & get a duplicate copy.
• After the claim is recorded, insurance staff will get in touch with you & request you to give all the documents.
• The official will get an approximation for the expense incurred and after calculation give his approval.

For prompt registration and settlement of your claim, provide the following:

• Contact no.
• Policy no./ Cover note no. , Vehicle no., Chassis no. & Engine no.
• Time & Date of loss
• location
• Nature & extent of loss
• Nature of injury if any

IFFCO Tokio bike insurance covers every need of your Two Wheeler insurance Cashless policy which includes a complete coverage of your vehicle. The bike insurance policy is must if you want to protect your bike.

Also Visit: Auto Coverage Policy By Iffco Tokio Car Insurance