Tata AIG General Insurance Co. Ltd. is a joint venture between the Indian-based Tata Group and the American-based American International Group (AIG). Tata Group has 74 % of the shares in the insurance venture, and AIG has the remaining 26% shares.
The expertise and knowledge embedded in AIG’s global operations and Tata’s domestic market and customer base together make Tata AIG Car Insurance one of the leading car insurance companies in India.
Tata AIG Car Insurance plans have features that have your damages covered in case your vehicle meets with any accident. Their motor insurance policies offer several benefits to policyholders.
Why Choose Tata AIG Car Insurance
There are several advantages of choosing Tata AIG Car Insurance as your car insurance policy. Some of them are:
- Continuous Coverage- When your online purchase of the policy is complete, an e-copy of the policy is sent to you. You do not have to wait for the physical copy to arrive at your doorsteps to start your policy.
- 24x7 Support- Tata AIG’s Car Insurance has a reputed customer support center which is there to address all your queries and issues 24x7.
Criteria
|
Specifications
|
Third Party Cover
|
Up to 7.5 L
|
Cashless Network Garages
|
2000+
|
Incurred Claim Ratio
|
83.74%
|
Net Earned Premium*
|
127273
|
Covers Provided
|
Basic Cover, Road Side Assistance
|
Reliable, Easy and Fast-It is much easier to buy a car insurance online, and the process is very rapid.
Documentation Process Simple and Short- When you are applying for Tata AIG Car Insurance online, you do not have to submit any documents or verifications immediately. They can be taken care of at the time of filing a claim.
Tata AIG Car Insurance offers several different add-on packages to the basic car insurance policy. The following are the inclusions of each and every add-on.
This plan has the following benefits:
- Covers loss of personal belongings
- Key replacement
- Expenses incurred in case of breakdown or accident, emergency travel, etc.
- Repairs for plastic, fiberglass and rubber parts
- No claim bonus protection
This plan has the following benefits:
- Cover for the restoration of glass, rubber, fiber, and plastic portions of the car.
- No Claim Bonus (NCB) protection.
- Coverage for damage to private belongings.
- Transport and hotel expenses in case of emergency.
- Replacement of lost keys.
- Added protection with depreciation reimbursement.
This insurance policy’s objective is to increase the protection provided to the customers and decrease the liability they have to face. This plan has the following benefits:
- Cover for the restoration of glass, rubber, fiber, and plastic portions of the car.
- Coverage for machinery that requires replacement after an accident
- Road-side Assistance Coverage for damage to personal belongings.
- Replacement of lost keys
- Added protection with depreciation reimbursement
- Emergency transport and hotel expenses in case of delay due to vehicle issues.
This plan offers the following benefits:
- Cover for the restoration of glass, rubber, fiber, and plastic portions of the car.
- No Claim Bonus (NCB) protection.
- Coverage for damage to personal belongings.
- Transport and hotel expenses in case of emergency.
- Replacement of lost keys.
- Added protection with depreciation reimbursement.
This is the most comprehensive and benefits filled car insurance plan as compared to the other options- Gold, Pearl, and Titanium. This plan offers the following benefits:
- Cover for the restoration of glass, rubber, fiber, and plastic portions of the car.
- No Claim Bonus (NCB) protection.
- Coverage for damage to personal belongings.
- Transport and hotel expenses in case of emergency.
- Replacement of lost keys.
- Added protection with depreciation reimbursement.
- Return to Invoice
The following are the exclusions of Tata AIG Car Insurance:
- Consequential loss
- Damages beyond specified usage limits
- Inadmissible claims
- Damage caused by an unauthorized driver
- Nuclear damage
- Damages caused by war or related activities
- Depreciation or wear and tear
- Breakdowns/failures/breakage
- Tires or tube damage
- Drunk Driving
Cashless Claims
- First, you have to report the damage due to an accident to Tata AIG through the 24 hours helpline number- 1800-11-9966.
- The authorities from Tata AIG will scrutinize the damaged vehicle. They will then compose a damage evaluation within 48 hours.
- Tata AIG will then approve the amount in accordance with your Tata AIG Car Insurance policy,
- First, you have to report the damage due to an accident to Tata AIG through the 24 hours helpline number- 1800-11-9966.
- The authorities from Tata AIG will scrutinize the damaged vehicle. They will then compose a damage evaluation within 48 hours.
- After this, the policyholder has to submit all the required documents to Tata AIG. The documents include,
- The completely filled claim form
- Driving license of the person driving the car at the time of accident
- Vehicle registration document
- FIR copy
No comments:
Post a Comment