Health insurance policies are becoming increasingly important in the 21st century. The insurance market right now is overflowing with a lot of insurance plans and policies from several companies.
One of the key improvements that the Health Insurance firms have come up with is the online procedure of signing up for insurance policies. The online procedure of signing up for the insurance policies make it so much easier and convenient for the customers to reach out to the insurance companies.
Religare Health Insurance is a leading insurance vendor which helps in distribution of insurance services along with three interrelated companies i.e. the Union Bank of India, Religare enterprise Ltd and Corporation Bank. These three companies are also the backbone of the popular brand Fortis Healthcare.
One of the firms that have been able to do this very successfully is Religare Health Insurance. Online Religare Health Insurance has been able to meet the customer’s needs and been able to provide them with access to some quite interesting health insurance plans. Due to the convenience factor, the Religare Health Insurance has become quite popular for most people, especially millennials.
There are several kinds of online religare health insurance plans which you can avail in the market. Some of them have been listed below:
Online Religare Health Insurance Plan:
The Online Religare Health Insurance Plan is providing you with a complete coverage for you and your family. This plan will allow you to enjoy the network of over 4758 hospital and with cashless facility. The policy held by this plan can be auto renewed every year when it is exhausted. There are also several free health check-ups which are available for you and your family. You will receive global healthcare treatment, and the best part is that because all the transactions are online, there is very little to be done in person except the treatment.
Religare Joy Health Insurance Plan:
The Religare Joy Health Insurance Plan is going to take care of all the hospital expenses which come along with pregnancy. You will be able to get global medical help from over 4758 hospitals and you can also claim your maternity payments in just 24 hours. There is also a new born baby coverage available. This online religare health insurance is a three year policy and it comes along with tax benefits on the premiums that you pay towards the health insurance under the income tax act. There is free coverage available for a new born baby that will cover charges for 30 days and another coverage up to 60 days for any kind of post hospitalization charges.
Religare Care Freedom:
This online religare health insurance is aimed at providing senior citizens a much improved and secure way of life. You will be better able to take care of your family with this particular online plan. The religare care freedom plan has a very flexible policy and it can last anything starting from 1 year to three years. There is cashless treatment facility available and the inpatient hospitalization cover up charge is completely assured.
Under this plan, you will be able to avail a free annual health checkup along with a cover up charge for any ambulance calls up to Rs. 1000 per person. You will also be entitled to enjoy 10 percent of pre-hospitalization expenses as well the post-hospitalization expenses. In case the hospitalization will exceed 10 days, there will be a cover given to you worth Rs.15, 000.
Claiming Process of the Online Religare Health Insurance:
There is a lot that the Religare Health Insurance Company offers. However, in order to avail all of that you must be aware of how to claim it.
Documents Necessary in Cases of Cashless Hospitalization:
- Approval letter from the claim management team
- File expense reimbursement
- The Query which has been raised by the claim management team.
Documents Necessary in Cases of Planned Hospitalization:
- Approval letter from the claim team
- Reason of rejection communications
- Query letters from the policy team
- Immediate written notice to the insurance company
- Health Insurance Card as issued by the insurance company
- Claim form that has been properly filled in and signed
- Medical certificate issued by the doctor or the hospital
- Discharge form issued by the doctor or the hospital
- Death Certificate (if applicable)
- Post-mortem report (if applicable)
The Online Religare Health Insurance plans surely does provide you with a lot of benefits. If you are on the lookout for medical insurance coverage for you or your family, you must have a look at the plans available online. However, it is always advisable to take help from a professional if you are unsure of the kind of plan that you would like to take. You would surely not want to make a mistake on such an important investment.
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