When you invested your time and efforts in finalizing the two-wheeler of your dreams, you want to keep it safe and secure. We get that you want to ensure the protection for your two-wheeler against any unpredictable situation. Bajaj Allianz two-wheeler insurance plan has been formulated to make sure that your two-wheeler is safeguarded at all the times.
Mentioned below is the insurance coverage offered by Bajaj Allianz two-wheeler insurance.
- Own Damage- The insurance coverage would be provided in the case of accidental damage or loss caused to your two-wheeler arising because of any of the situations mentioned below.
- Explosion
- Fire
- Self-ignition
- Lightning
- Burglary
- Housebreaking
- Theft
- Riots
- Strike
- Earthquake
- Flood
- Typhoon
- Storm
- Hurricane
- Inundation
- Tempest
- Cyclone
- Tempest
- Frost
- Hailstorm
- Accidental by external means
- Any terrorist activity
- Any malicious act
- Damage in transit by roadways, railways, inland waterway, airways, elevator or lift
- Landslide
- Rockslide
- Liability Due to Third-Party- Insurance coverage will be provided for any legal liability arising due to bodily injury caused to any third-party or damage caused to any third-party property because to an accident involving your two-wheeler in a road mishap.
- Personal Accident Coverage- In case of any unfortunate situation where your (driver- owner) death or permanent total disablement because an accident caused while you were riding your two-wheeler, Bajaj Allianz would pay you the predefined sum assured to either you or your legal heir.
Here are the optional extensions offered by Bajaj Allianz that you can select for as a part of your two-wheeler comprehensive insurance plan.
- Loss of any accessories
- Legal liability to cleaner, any workman or paid driver.
- Personal accidental cover for the pillion riders
Main Exclusions
Here are the exclusions that are not a part of the two-wheeler insurance plan offered by Bajaj Allianz.
- Any damage or loss caused outside the covered geographical area
- Any damage or loss arising due to your two- wheeler not being used in coordination with the limitations of usage
- Any claims arising due to any contractual liability
- Any consequential loss
- Other exclusions that are mentioned in the fine print of the policy
Premium
In order to get a premium quote for your two-wheeler insurance, you can fill the bike insurance package plan proposal form out. On the basis of the filled information, the insurer shall notify you about the premium that you would have to pay.
We hope that now you know everything about Bajaj Allianz two-wheeler insurance. Always keep in mind that according to law, it is mandatory for every vehicle owner to buy two-wheeler insurance plan for his/her vehicle plying on the Indian roads. Otherwise, you could be penalized.
If you already have insurance coverage, don’t forget to renew your insurance plan before its due date.
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