India is a nation with a population of 1.3 billion, and a clear majority of the population is dependent on two wheelers for their daily commute. The flexibility and the affordability associated with two wheelers make them the most desirable means of transport.
The good old days saw the toughest motorbikes and scooters – However, the modern day two wheelers are expensive and require a lot of maintenance. Damaging or losing your vehicle can cost your thousands or even lakhs. Thus, safeguarding your bike with a two-wheeler insurance is a must. Companies have started offering the best policies designed to safeguard your bikes like - the IFFCO Tokio bike insurance policy
There have been many companies offering bike insurance services, and among them, the IFFCO Tokio bike insurance has managed to offer some pretty good motor insurance policies leading to satisfied clients and faster claim settlements.
Also Visit: Cashless Network Of Iffco Tokio Bike Insurance
KEY Features Offered by IFFCO Tokio Bike Insurance Service
There are several motor insurance companies that provide the latest and the most competitive features. A trending motor insurance service is offered by IFFCO Tokio general insurance policy that includes the following features-
- Cashless claim settlement
- No claim bonus offered on renewals.
- Policy transfer facility from another company to the IFFCO Tokio bike insurance policy
Note – You don’t need any IFFCO Tokio promo code to avail the above benefits
Tips to Get Your Bike Insurance Claims
Getting your insurance claims can be frustrating and time taking. Taking the concern into consideration the IFFCO Tokio bike insurance department suggests you the following steps that can help you get your insurance claim –
Do not Admit Your Fault
If you met with an accident, you should always follow one golden rule – “Never accept your fault”. Be extremely careful with the statements you make on the accident spot. Any statement made without thinking can affect your claim and drag you to the court.
Obtain a Copy of the Police Report & Take Pictures of the Accident
Taking pictures instantly on the accident spot is a huge positive and can greatly strengthen your insurance claim. Thus, it is always a great idea to instantly take photographs of the physical damage, broken parts, accident location, other party’s vehicle etc.
Taking pictures of your bruises and fresh wounds is a great idea, as it strengthens the trust of the insurance companies regarding the possibility of an accident
In case the police officer/s are available on spot, do not forget to note down the name and the contact number of the investigating officer. You can follow up and get the police report as soon as possible.
Note- The IFFCO Tokio bike insurance company believes that getting the police report ensures faster claim settlement, in case of accidents as well as theft.
Inform Your Insurance Company
You should immediately call the insurance company and provide information on every minute detail like - date of the accident, time of the accident, the police report number, reason of accident etc. It is also mandatory to give the insurance details of the other person.
You must ensure that you don’t provide any false information as 99 percent calls are recorded, and any discrepancy in information will affect your insurance claim.
Property Damage Payment
The insurance company’s claim settlement manager may instantly ask you about the estimated damage. Remember, estimating the exact damage of your bike needs a thorough inspection. Never quote a random figure – Rather, ask the claim settlement manager to give you sufficient time to determine the exact damage cost.
Some insurance companies may ask you to get your bike repaired in a specific garage; you need not follow their instructions. The insurance companies might have tie ups with those garages, and the mechanics might use low-cost materials to recover your damage
As per the law, no insurance company can force the clients to get their bikes repaired in a specific garage or work shop. It is always advisable to get your bike fixed by the best mechanic or someone you can really trust.
Key Consideration
A few insurance companies often put the blame on the biker, and hold him/her responsible for the accident to forfeit his/her insurance claims.
Hence, it is important to review the accident report of the company and verify it’s record in the assessment of fault. The information can be generated online upon special request.
Through the above information, IFFCO Tokio bike insurance company aims to provide the most authentic help to its clients. Thus, believes in educating the policy holders that contributes to faster claim settlements.
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